Longleaf Lending Long Term Rental Property Loans

San Jose, California Long-Term Rental Property Loans

Finance your rental property in San Jose, California with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy San Jose investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.5%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for San Jose investors

Build wealth through real estate with our San Jose long term rental property loans

San Jose's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

San Jose, California long term rental property loans

San Jose, California, a city where technological innovation meets urban charm, beckons real estate investors with unparalleled opportunities. Our specialized long-term rental property loans are meticulously crafted to capture the essence of San Jose's unique real estate dynamics.

Why San Jose Stands Out for Rental Property Investment?


  • Tech Hub Demographics: The city's diverse and tech-savvy population ensures a dynamic and stable rental market, catering to the preferences of a wide-ranging tenant base.
  • Economic Prowess: San Jose's robust economy, driven by the technology sector, provides a solid foundation for lucrative rental investments, backed by innovation and economic resilience.
  • Cultural Sophistication: With a blend of modern amenities and cultural richness, San Jose stands as a location that appeals to a diverse spectrum of tenants, creating a vibrant and in-demand rental market.

Our Long-Term DSCR Investor Loans

Crafted with a keen investor's perspective, our loans prioritize the property's cash-flow potential. Accommodating various investment strategies, our loans seamlessly align with your long-term goals in the dynamic real estate landscape of San Jose.

Efficient, Investor-Friendly Process

Our streamlined loan process is designed for speed and simplicity, allowing you to focus on expanding your real estate portfolio in the heart of Silicon Valley.

Invest in San Jose's Innovation

Choosing San Jose for your rental investment is more than just acquiring property – it's an investment in a city at the forefront of innovation. Our rental property loans serve as your key to unlocking the immense potential of this dynamic and tech-driven real estate market.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.5%
Points:
2-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
600 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.