TEXAS HARD MONEY LENDER
We are a local lender, partnering with Texas real estate investors.
Our hard money loan programs include Fix & Flips, Ground Up, Rental Loans, and Multi-Family Bridge.
Find out why Longleaf Lending is the fastest and easiest hard money lender to work with in Texas.
Fastest Hard Money Loan CLoses
Our simple and efficient process means we can close loans faster than any other hard money lender - in as few as 2 days
DIRECT,
LOCAL, & sIMPLE
We're Texas-based and you work directly with our team - we won't broker or sell your loan to someone else
BUILDING LONG-TERM PARTNERSHIPS
We aim to build long-term relationships - we'll earn your trust and help you grow your business
HARD MONEY LOAN PRODUCTS
FIX
AND FLIP
Fix & Flips | Rental Bridges Refinance | Land
Loan Value: | $75,000-$1,000,000 |
LTV: | Up to 75% ARV |
LTC: | Up to 95% |
Interest Rate: | 10-13% (interest only) |
Points: | 2-3 |
Term: | 6-12 months |
Closing time: | As fast as 48 hours |
Rehab: | 100% financed |
FICO: | no minimum |
EXPERT
FLIP
Lower interest rate product for experienced investors
Loan Value: | $75,000-$2,000,000 |
LTV: | Up to 75% ARV |
LTC: | Up to 90% |
Interest Rate: | 8-10% (interest only) |
Points: | 1-3 |
Term: | 6-24 months |
Closing Time: | As fast as 48 hours |
Rehab: | 100% financed |
FICO: | 680 minimum |
GROUND
UP
Financing for the construction of new single-family properties
Loan Value: | $150,000-$3,500,000 |
LTV: | Up to 70% ARV |
LTC: | Up to 85% |
Interest Rate: | 8-10% (interest only) |
Points: | 1-3 |
Term: | 6-36 months |
Closing Time: | As fast as 2 weeks |
Rehab: | 100% financed |
FICO: | 660 minimum |
RENTAL
LOAN
Long-term rental loans for investors seeking long or short-term rental cash flow
Rental type: | Short (vacation rental) or long-term |
Loan Value: | $75,000-$2,000,000 |
LTV: | Up to 80% (as is) |
Interest Rate: | Starting at 6.625% |
Points: | 2-3 |
Term: | 30 year fixed; adjustable options |
Closing Time | As fast as 2 weeks |
MULTI-FAMILY
BRIDGE
Multi family loans for 5-30 unit value-add opportunities
Loan Value: | $250,000-$10,000,000 |
LTV: | Up to 75% ARV |
LTC: | Up to 85% |
Interest Rate: | 8-10% (interest only) |
Points: | 1-3 |
Term: | 6-24 months |
Closing Time: | As fast as 2 weeks |
Rehab: | 100% financed |
FICO: | 660 minimum |
MARKETS WE SERVE

We serve real estate investors in the following metro areas: Houston, Dallas-Fort Worth, Austin, San Antonio, Waco, College Station and Corpus Christi. For areas outside those mentioned above, talk to us and we will consider any deal within the state of Texas.
RECENT NEWS FROM LONGLEAF LENDING

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In the News: Longleaf Lending Deal in Baytown, Texas
A Fix & Flip deal funded by Longleaf Lending in Baytown, Texas, recently hit the local news. One of our real estate investors harnessed the

How to Buy Houston Investment Property in 2022
Thinking about investing in Houston real estate? It’s not a bad thought. With everyone distracted by the booming Austin and Dallas markets, Houston isn’t getting
WHAT OUR CLIENTS SAY
CHECK OUT OUR MOST RECENT CASE STUDY

Flipping Houses in Houston, Texas: Case Study
A Longleaf Lending customer and experienced real estate investor made $110,000+ on a 4 month Houston-area single-family fix and flip. The investor used a short-term residential