Why Euless, TX Is a Hotspot for DSCR Loan Rental Properties
See why Euless, Texas is emerging as an ideal location for DSCR loan rental property investments.
Long-Term Rental Loans
Partner with Longleaf Lending for tailored rental loans designed to elevate your real estate portfolio.
Build wealth through real estate
Why choose our Rental Loans?
Our Long-Term Rental Loans are crafted for investors like you, who seek to build wealth through a portfolio of rental properties. With our focus on the cash flow potential rather than traditional income verification, we make the loan process straightforward and accessible.
- No income verification required.
- We streamline your experience by eliminating the conventional mortgage financing requirement of income verification, focusing instead on the potential cash flow of your investment.
- Designed for your investment goals.
- Whether it’s short-term vacation rentals or long-term leases, our rental loans offer the flexibility to match your strategy.
- Simplicity and speed.
- At Longleaf Lending, we value your time. Our process is designed for efficiency, ensuring a smooth and swift journey from application to funding.
Long Term Rental Loan Terms
Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.
Hundreds of investors trust our Real Estate Calculator to assess their investments
Use our Private Lending Calculator to accurately evaluate the financial health of your next project. Get a personalized term sheet instantly, and join the ranks of savvy investors making smarter financial decisions.
- Loan calculator submissions
- 711
Calculate your loan terms below, instantly!
Step 1: What type of loan are you looking for?
Fast and simple
How Longleaf Lending's DSCR Loans Work
DSCR (Debt Service Coverage Ratio) loans are a type of financing used by real estate investors that focus on the income generated by the property rather than the personal income of the borrower. Here’s a simplified explanation:
- Calculation.
- The DSCR is calculated by dividing the property's Net Operating Income (NOI) by its total annual debt payments. NOI reflects the positive cash flow from the property after operating expenses (mortgage payment, taxes, and insurance) are subtracted.
- Criteria for approval.
- We typically require a DSCR greater than 1.0, indicating the investment property generates sufficient cash flow to cover its debt obligations. A common threshold is a DSCR of 1.0 to 1.2 or higher, but it is possible to go lower.
- No personal income verification.
- The approval process emphasizes the property’s cash flow potential, not the borrower's personal financial situation, allowing for more accessible financing for investors.
Recent Long Term Rental Loan news from Longleaf
Market trends, case studies, investment strategies, and success stories.
Using a DSCR Loan for Airbnb & Short-Term Rentals: Pros & Cons
Discover the pros & cons of using a DSCR loan for Airbnb investments. Learn how to scale your short-term rental portfolio with flexible financing!
DSCR Loan Approval Rates: What Lenders Are Looking For in 2025
Discover what lenders prioritize for DSCR loan approvals in 2025. Learn how to boost your chances and secure funding with Longleaf Lending’s investor-frien
Applying does not affect your credit score
Apply for a Rental Loan in 60 Seconds
Begin the funding process by completing our short online form.