Longleaf Lending Long Term Rental Property Loans

Cedar Rapids, Iowa Long-Term Rental Property Loans

Finance your rental property in Cedar Rapids, Iowa with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Cedar Rapids investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.5%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Cedar Rapids investors

Build wealth through real estate with our Cedar Rapids long term rental property loans

Cedar Rapids's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Cedar Rapids, Iowa long term rental property loans

Unlock the Potential of Rental Investment Properties in Cedar Rapids, Iowa


Welcome to Cedar Rapids, Iowa – where charm meets opportunity in the realm of rental investment properties. At Longleaf Lending, we specialize in providing tailored long-term rental loans to savvy investors eager to explore the promising real estate market of Cedar Rapids.

Why Cedar Rapids, Iowa for real estate investment property?

  • Affordable Housing Market: Cedar Rapids offers investors an affordable real estate market, making it an ideal destination for those looking to enter the rental property market or expand their investment portfolio. With property prices below the national average and a stable economy, Cedar Rapids presents investors with an attractive opportunity for long-term growth.
  • Steady Rental Demand: Cedar Rapids boasts a steady rental market supported by a diverse population and strong local economy. From young professionals and families to students attending nearby colleges and universities, Cedar Rapids offers a range of rental opportunities, ensuring a consistent demand for investment properties.
  • Economic Resilience: Cedar Rapids is known for its diverse economy, with industries ranging from healthcare and education to manufacturing and technology. This economic diversity provides stability and resilience, making Cedar Rapids a reliable location for real estate investment even during economic fluctuations.

Long-Term Rental Loans in Cedar Rapids, Iowa


At Longleaf, we understand the importance of flexible financing solutions to support your investment goals. Our long-term rental loans offer:

30-Year Rental Loan Terms: Secure your investment with extended loan terms, providing you with the flexibility to manage your cash flow and maximize returns over the long term.

Competitive DSCR Rates: Our loan programs are designed with Debt Service Coverage Ratio (DSCR) considerations, ensuring that your rental property generates sufficient income to cover mortgage payments and operating expenses.

Cash-Out Refinancing: Take advantage of the equity in your existing properties with our cash-out refinancing options, giving you access to capital for property improvements, portfolio expansion, or other investment opportunities.

Your Partner in Long-Term Investment Success

Whether you're a seasoned investor or new to the world of rental properties, Longleaf Lending is here to support your investment journey. Our team of experts specializes in structuring long-term investment property loans tailored to your unique financial situation and investment objectives.

Ready to unlock the potential of rental investment properties in Cedar Rapids, Iowa? Contact us today to explore our comprehensive suite of long-term DSCR investor loans and take the first step towards financial success through real estate.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.5%
Points:
2-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
620 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.