DSCR Loan Approval Rates: What Lenders Are Looking For in 2025
Discover what lenders prioritize for DSCR loan approvals in 2025. Learn how to boost your chances and secure funding with Longleaf Lending’s investor-frien
West Des Moines, Iowa Long-Term Rental Property Loans
Finance your rental property in West Des Moines, Iowa with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.
Modern, long-term financing solutions
Discover the advantage of Longleaf Lending's Rental Loans
Crafted for savvy West Des Moines investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.
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No Income Verification
- Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
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Tailored to Investment Goals
- Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
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Efficiency and Speed
- Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
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Adaptive Financing Solutions
- We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.
Designed for West Des Moines investors
Build wealth through real estate with our West Des Moines long term rental property loans
West Des Moines's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans
Long-Term Rental Loans in West Des Moines, Iowa
West Des Moines, Iowa, is an increasingly attractive market for real estate investors looking for long-term rental opportunities. As one of the fastest-growing suburbs in the Des Moines metro area, West Des Moines offers strong economic growth, a high quality of life, and a steady rental demand—making it an excellent location for buy-and-hold investors.
Why Invest in Rental Properties in West Des Moines?
✅ Growing Economy & Job Market: West Des Moines is home to major employers in finance, insurance, and healthcare, attracting a steady stream of professionals and families looking for rental housing.
✅ High Quality of Life: With top-rated schools, shopping centers, parks, and entertainment options, West Des Moines is a desirable place to live, driving consistent rental demand.
✅ Affordable Real Estate Prices: Compared to other growing metro areas, West Des Moines offers relatively affordable property prices, providing investors with a strong opportunity to generate rental income.
✅ Strong Rental Demand: The city’s population growth and economic expansion have created a sustained demand for rental properties, ensuring a steady cash flow for investors.
The Role of Long-Term Rental Loans
Long-term rental loans, such as DSCR (Debt Service Coverage Ratio) loans, allow investors to finance properties based on rental income rather than personal income, making it easier to scale a rental portfolio.
Benefits of DSCR Loans for West Des Moines Investors
✔ No Personal Income Verification: Approval is based on rental income, not personal tax returns.
✔ 30-Year Fixed Terms: Provides long-term financial stability.
✔ Cash-Out Refinancing: Unlock equity to reinvest in additional rental properties.
✔ Tax Advantages: Mortgage interest and depreciation deductions enhance overall profitability.
✔ 30-Year Fixed Terms: Provides long-term financial stability.
✔ Cash-Out Refinancing: Unlock equity to reinvest in additional rental properties.
✔ Tax Advantages: Mortgage interest and depreciation deductions enhance overall profitability.
Why Choose DSCR Loans in West Des Moines?
With a thriving job market, affordable home prices, and strong rental demand, West Des Moines offers a profitable investment environment. DSCR loans provide investors with a streamlined financing solution to maximize rental income and long-term returns.
Investing in long-term rental properties in West Des Moines, Iowa, presents a great opportunity for investors looking for steady cash flow and future appreciation. By leveraging DSCR loans, investors can secure profitable financing while expanding their rental property portfolios.
About the Longleaf Lending Team
Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.
- Funding Experience
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Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.
- Expert Leadership
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Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.
- Commitment to Innovation
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We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.
For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.
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Apply for a Rental Loan in 60 Seconds
Begin the funding process by completing our short online form.