Longleaf Lending Long Term Rental Property Loans

Bellingham, Washington Long-Term Rental Property Loans

Finance your rental property in Bellingham, Washington with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Bellingham investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.5%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Bellingham investors

Build wealth through real estate with our Bellingham long term rental property loans

Bellingham's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Bellingham, Washington long term rental property loans

Unlock Real Estate Investment Potential in Bellingham, Washington with Long-Term Rental Loans

Are you seeking to capitalize on the burgeoning rental market in Bellingham, Washington? Look no further! Longleaf Lending specializes in providing tailored long-term rental loans designed to maximize your investment potential in this thriving locale.

Why Bellingham, Washington for Real Estate Rental Investment Property?

Bellingham is more than just a gateway to the San Juan Islands and the North Cascades; it's a vibrant real estate market ripe with opportunity. Here’s why:

Educational Hub:
Home to Western Washington University, Bellingham attracts a consistent influx of students, faculty, and staff, ensuring a steady demand for rental properties. The university’s presence contributes to a dynamic rental market with a reliable tenant base.

Outdoor Paradise:
Bellingham is renowned for its natural beauty and outdoor recreational opportunities. From hiking and skiing to boating and fishing, the lifestyle amenities attract individuals and families who prefer renting homes close to these activities, enhancing the rental market's appeal.

Economic Growth:
With a diverse economy that includes sectors like technology, healthcare, and retail, Bellingham boasts a robust job market. This economic diversity supports a healthy demand for rental properties as professionals seek housing options within the city.

Why Long-Term Rental Loans?

At Longleaf Lending, we understand the importance of securing financing options that align with your investment strategy. That's why we offer a range of long-term rental loans tailored to meet the unique needs of real estate investors in Bellingham. Here’s what sets us apart:

30-Year Rental Loans:
Our 30-year rental loans provide investors with the flexibility and stability needed to navigate the ups and downs of the real estate market while ensuring manageable monthly payments. This long-term approach helps you maintain cash flow and grow your investment portfolio.

Long-Term DSCR Investor Loans:
We offer long-term debt service coverage ratio (DSCR) investor loans designed to assess the property's ability to generate sufficient income to cover operating expenses and debt obligations over an extended period. This ensures that your investment is financially viable and sustainable.

Cash-Out Refinancing:
Unlock the equity in your investment properties with our cash-out refinancing options. This allows you to access capital for renovations, expansions, or further investments in Bellingham’s lucrative real estate market, enhancing the value and potential returns of your properties.

Why Choose Us?

When it comes to financing your real estate investment endeavors in Bellingham, trust a lending partner that prioritizes your success. Here’s what you can expect when you partner with us:

Expertise:
With years of experience in the lending industry, our team possesses the knowledge and expertise to guide you through every step of the lending process, ensuring a seamless experience from application to closing.

Tailored Solutions:
We understand that every investor has unique goals and financial circumstances. That’s why we offer personalized loan solutions designed to meet your specific needs and objectives, whether you’re looking for a long-term investment property loan or a DSCR Washington loan.

Commitment to Excellence:
Your success is our top priority. Count on us to deliver exceptional service, competitive rates, and flexible terms that empower you to achieve your real estate investment goals in Bellingham and beyond.

Don't miss out on the opportunity to capitalize on Bellingham’s thriving real estate market. Contact us today to learn more about our long-term rental loans and how we can help you unlock the full potential of your rental investment properties in Washington.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.5%
Points:
2-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
620 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.