Longleaf Lending Long Term Rental Property Loans

Burien, Washington Long-Term Rental Property Loans

Finance your rental property in Burien, Washington with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Burien investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Burien investors

Build wealth through real estate with our Burien long term rental property loans

Burien's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Burien, Washington long term rental property loans

Long-Term Rental Loans in Burien, Washington

Burien, Washington, located just south of Seattle, offers a unique blend of urban proximity and suburban charm, making it a desirable location for real estate investors seeking long-term rental opportunities. With its affordable housing options, growing rental demand, and proximity to Seattle’s booming economy, Burien presents an appealing market for investment properties. By utilizing long-term rental loans, including DSCR loans, investors can secure stable financing and take advantage of Burien’s rental market potential.

Why Burien, Washington, for Real Estate Investment Properties?

Burien offers several key advantages for real estate investors looking to capitalize on its growing rental market:
  • Proximity to Seattle: Burien’s location just outside of Seattle allows residents to enjoy a suburban lifestyle while maintaining easy access to the city’s bustling job market, entertainment, and cultural amenities. This makes Burien a prime area for renters looking for more affordable housing without sacrificing convenience.
  • Affordability: Compared to other Seattle suburbs, Burien offers relatively affordable real estate prices. Investors can acquire properties at a lower cost, making it an attractive option for those looking to maximize returns on investment.
  • Steady Rental Demand: Burien’s rental market is driven by a combination of factors, including its proximity to Seattle’s tech industry, healthcare, and education sectors. The city’s steady demand for rental properties creates a reliable income stream for investors, with a growing number of renters seeking housing in the area.
  • Community and Amenities: Burien is known for its family-friendly environment, great schools, parks, and waterfront access, making it an attractive location for long-term residents. The quality of life in Burien ensures stable rental demand and low vacancy rates.

The Role of Long-Term Rental Loans

Long-term rental loans, including 30-year rental loans, provide a secure and predictable financing option for real estate investors in Burien. These loans typically feature fixed interest rates and long repayment terms, allowing investors to maintain consistent cash flow while reducing the risks associated with fluctuating interest rates. By utilizing long-term rental loans, investors can confidently hold onto rental properties and capitalize on the steady rental demand in Burien.

Understanding DSCR (Debt Service Coverage Ratio)

The Debt Service Coverage Ratio (DSCR) is a critical metric for real estate investors to assess the income-producing potential of a property in relation to its debt obligations. A higher DSCR indicates that the property generates sufficient income to cover its debt payments, making it a safer and more profitable investment. DSCR loans focus on the property’s cash flow, allowing investors to qualify for financing based on the rental income rather than personal income or credit history.

Benefits of Long-Term DSCR Investor Loans

Long-term DSCR loans offer several advantages for investors in Burien, Washington:
  • Cash Flow-Based Financing: DSCR loans evaluate the income generated by the rental property, making it easier for investors to qualify for financing based on the property’s potential to generate revenue. This is particularly beneficial for investors who may not meet traditional lending criteria.
  • Larger Loan Amounts: Because DSCR loans are based on the property’s cash flow, investors may qualify for larger loan amounts than with conventional financing options. This allows investors to acquire more properties or higher-value rental units in Burien.
  • Predictable Financing: DSCR loans offer fixed interest rates and longer loan terms, providing stability and predictability for investors over the long term. This helps investors manage their portfolios with confidence and avoid the risks associated with fluctuating rates.
  • Tax Advantages: Long-term rental loans come with various tax benefits, including deductions for mortgage interest, property depreciation, and other investment-related expenses. These tax breaks enhance the overall profitability of rental property investments in Burien.
  • Cash-Out Refinancing: Investors can access the equity in their properties through cash-out refinancing, which can then be used to fund additional investments or pay down debt.

Why Choose DSCR Loans in Burien, Washington?

Burien’s growing rental market and proximity to Seattle make it an ideal location for real estate investors. DSCR loans are an excellent financing option for investors looking to capitalize on Burien’s real estate opportunities:
  • Stable Rental Market: The steady demand for rental properties in Burien, combined with its proximity to Seattle, ensures reliable occupancy rates and consistent rental income for investors.
  • Economic Stability: Burien’s location in the Seattle metropolitan area provides economic stability, with major industries like technology, healthcare, and education driving demand for housing and supporting long-term investment potential.
  • Investment Security: DSCR loans, which focus on cash flow, provide investors with a more secure path to financing and greater investment stability. By basing loans on the income potential of properties, investors can ensure long-term success in Burien’s rental market.
Investing in long-term rental properties in Burien, Washington, with the help of DSCR loans presents an excellent opportunity to take advantage of the city’s affordable housing, steady rental demand, and proximity to Seattle’s economy. By securing long-term financing, investors can confidently build a profitable rental property portfolio while benefiting from the city’s growth and market potential.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.