Longleaf Lending Long Term Rental Property Loans

Winter Haven, Florida Long-Term Rental Property Loans

Finance your rental property in Winter Haven, Florida with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Winter Haven investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Winter Haven investors

Build wealth through real estate with our Winter Haven long term rental property loans

Winter Haven's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Winter Haven, Florida long term rental property loans

Long-Term Rental Investment Opportunities in Winter Haven, Florida

Winter Haven, Florida, located between Tampa and Orlando, has become a rising star for real estate investors seeking steady returns and long-term growth. With its scenic lakes, growing population, and increasing rental demand, Winter Haven presents a compelling case for investors leveraging DSCR long-term rental loans.

Why Invest in Winter Haven, Florida?

1. Affordable Entry Point

Compared to major metro areas nearby, Winter Haven offers lower property prices, making it an accessible market for investors focused on maximizing cash flow.

2. Population Growth and Development

The city has experienced rapid growth, driven by new development, job creation, and an influx of residents relocating from more expensive areas.

3. Strong Rental Demand

As more people move to Central Florida, the demand for rental housing in Winter Haven has grown. The area's appeal to families, retirees, and commuters supports consistent occupancy.

4. Quality of Life

With its many lakes, parks, and recreational options, Winter Haven offers a lifestyle that attracts long-term tenants seeking a peaceful yet connected place to live.

The Role of Long-Term Rental Loans

Long-term rental loans such as DSCR loans allow investors to qualify based on a property's income rather than personal financials. This type of loan is ideal for scaling rental portfolios in markets like Winter Haven.

Benefits of DSCR Loans for Winter Haven Investors

  • Approval based on the rental income the property generates
  • Fixed-rate loans for predictable, long-term payments
  • Options for cash-out refinancing to reinvest in additional properties
  • Simple qualification process tailored to real estate investors

Why DSCR Loans Make Sense in Winter Haven

With affordable properties, rising demand, and a growing population, Winter Haven is well-suited for DSCR-backed investments. These loans give investors the flexibility to take advantage of the area's strong rental market while planning for long-term financial growth.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.