Longleaf Lending Long Term Rental Property Loans

Winter Garden, Florida Long-Term Rental Property Loans

Finance your rental property in Winter Garden, Florida with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Winter Garden investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Winter Garden investors

Build wealth through real estate with our Winter Garden long term rental property loans

Winter Garden's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Winter Garden, Florida long term rental property loans

Long-Term Rental Investment Opportunities in Winter Garden, Florida

Winter Garden, Florida, combines historic charm with modern suburban growth, making it an increasingly popular destination for renters and homeowners alike. Located just west of Orlando, this vibrant community offers strong economic fundamentals, a family-friendly environment, and consistent population growth—all of which contribute to a solid rental market.

Why Invest in Winter Garden, Florida?

1. Steady Population Growth

Winter Garden has experienced significant population increases in recent years, driven by its desirable location, new developments, and proximity to Orlando. This growth continues to fuel housing demand, particularly for long-term rental properties.

2. Desirable Lifestyle Amenities

From the historic downtown district to the West Orange Trail and numerous parks, Winter Garden offers an attractive lifestyle that appeals to families and young professionals. High livability makes it a location where renters tend to stay longer, reducing turnover and vacancy rates.

3. Proximity to Orlando’s Job Market

With easy access to Orlando’s employment centers—including healthcare, tourism, education, and technology—Winter Garden attracts a wide range of working professionals looking for suburban living with short commutes. 

4. Competitive Rental Rates

Rental rates in Winter Garden remain strong, particularly for single-family homes and newer townhomes. Investors benefit from relatively high rental income while maintaining manageable property costs compared to more saturated markets.

The Role of Long-Term Rental Loans

DSCR (Debt Service Coverage Ratio) long-term rental loans are an ideal financing option for investors in Winter Garden. These loans focus on the rental income potential of the property, not the borrower’s personal income, allowing for a streamlined path to expanding a profitable rental portfolio.

Benefits of DSCR Loans for Winter Garden Investors

  • Qualification based on rental income, not personal earnings
  • Fixed-rate terms help maintain predictable expenses over time
  • Access to equity through cash-out refinancing options
  • Flexible and scalable for building a larger portfolio

Why DSCR Loans Make Sense in Winter Garden

With its growing population, high tenant retention, and strong rental performance, Winter Garden presents an ideal environment for DSCR-backed long-term rental investments. Whether targeting families, professionals, or retirees, investors can secure dependable income and long-term asset growth in this dynamic Florida market.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.