Longleaf Lending Long Term Rental Property Loans

Washington, New Jersey Long-Term Rental Property Loans

Finance your rental property in Washington, New Jersey with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Washington investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Washington investors

Build wealth through real estate with our Washington long term rental property loans

Washington's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Washington, New Jersey long term rental property loans

Long-Term Rental Investment Opportunities in Washington, New Jersey

Washington, New Jersey, offers a blend of small-town charm and strategic location advantages, making it a promising market for long-term rental property investments. Its mix of historic appeal and access to larger metropolitan areas supports steady rental demand.

Why Invest in Washington, New Jersey?

1. Strong Commuter Appeal

Washington benefits from its proximity to major employment centers in New Jersey and New York, attracting professionals who prefer a quieter residential environment while commuting to work. This demand supports a consistent rental market.

2. Affordable Housing Market

Compared to nearby cities, Washington offers relatively affordable property prices, allowing investors to enter the market at a lower cost and achieve attractive cash flow on rental properties.

3. Stable Local Economy

The city’s economy is supported by healthcare, education, retail, and small manufacturing sectors, providing employment diversity and stability that translate into steady rental demand.

4. Quality of Life and Community

With parks, recreational options, and a close-knit community feel, Washington appeals to families and individuals looking for a balanced lifestyle, contributing to tenant retention and long-term occupancy.

The Role of Long-Term Rental Loans

DSCR-based long-term rental loans are an excellent tool for investors in Washington. By qualifying based on rental income, these loans streamline financing and enable investors to focus on cash flow rather than personal income verification.

Benefits of DSCR Loans for Washington Investors

  • Qualification based on the rental property’s income generation
  • 30-year fixed-rate loans offer long-term financial stability
  • Opportunities for cash-out refinancing to fund further investments
  • Loan flexibility supports portfolio growth in competitive markets

Why DSCR Loans Make Sense in Washington

The combination of commuter convenience, affordability, and community appeal makes Washington a smart choice for long-term rental investments. DSCR loans give investors the flexibility to capitalize on these advantages while building a sustainable income stream.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.