Longleaf Lending Long Term Rental Property Loans

Union City, California Long-Term Rental Property Loans

Finance your rental property in Union City, California with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Union City investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Union City investors

Build wealth through real estate with our Union City long term rental property loans

Union City's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Union City, California long term rental property loans

Long-Term Rental Loans in Union City, California

Union City, California, located in the San Francisco Bay Area, offers strong investment potential for real estate investors seeking long-term rental opportunities. With its prime location, high rental demand, and strong local economy, Union City provides a stable environment for rental property investments.

Why Invest in Rental Properties in Union City, California?

Prime Bay Area Location: Union City’s proximity to Silicon Valley, Oakland, and San Francisco makes it a desirable place for renters seeking affordability without sacrificing accessibility.

High Rental Demand: With a competitive housing market and a growing workforce, rental properties in Union City experience low vacancy rates and strong tenant demand.

Diverse Economy & Job Growth: Union City benefits from the thriving Bay Area economy, which includes industries such as technology, logistics, and healthcare.

Strong Appreciation Potential: The Bay Area’s real estate market is known for long-term appreciation, making rental properties a valuable asset.

The Role of Long-Term Rental Loans

Long-term rental loans, including DSCR (Debt Service Coverage Ratio) loans, provide flexible financing based on a property’s rental income rather than the investor’s personal income.

Benefits of DSCR Loans for Union City Investors

No Personal Income Verification: Loan qualification is based on rental income, making financing easier for investors.
Fixed 30-Year Terms: Predictable monthly payments provide financial stability.
Cash-Out Refinancing Available: Investors can leverage property appreciation to reinvest in additional properties.
Tax Advantages: Mortgage interest and property depreciation deductions enhance investment returns.

Why Choose DSCR Loans in Union City?

Union City’s rental market benefits from its central location, economic stability, and consistent rental demand. DSCR loans allow investors to secure long-term financing with ease, helping them build profitable rental portfolios in a high-demand market.

With its Bay Area location, strong rental market, and high appreciation potential, Union City is a prime destination for long-term rental investments. DSCR loans provide investors with the financial flexibility to grow their portfolios while ensuring steady cash flow.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.