Longleaf Lending Long Term Rental Property Loans

Stillwater, Oklahoma Long-Term Rental Property Loans

Finance your rental property in Stillwater, Oklahoma with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Stillwater investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Stillwater investors

Build wealth through real estate with our Stillwater long term rental property loans

Stillwater's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Stillwater, Oklahoma long term rental property loans

Long-Term Rental Investment Opportunities in Stillwater, Oklahoma

Stillwater, Oklahoma offers a compelling option for real estate investors focused on long-term rental income. As the home of Oklahoma State University, the city benefits from a strong and recurring demand for housing, combined with a stable local economy and affordable entry points for investors.

Why Invest in Stillwater, Oklahoma?

1. Steady Rental Demand

Oklahoma State University drives a consistent need for rental housing among students, faculty, and staff. This academic influence creates year-round demand and supports high occupancy rates across various property types.

2. Affordable Market Entry

Stillwater offers relatively low property prices compared to larger cities, making it attractive for investors looking to maximize return on investment. Lower acquisition costs also reduce the risk and improve cash flow potential.

3. Economic and Community Stability

Beyond its university, Stillwater’s economy is supported by sectors such as manufacturing, healthcare, and technology. The city has a reputation for safety, quality of life, and community engagement, which appeals to long-term tenants.

4. Consistent Rental Yields

With moderate home values and solid rental rates, investors can expect reliable cash flow. Properties that perform well on a debt-service basis are common, making Stillwater a strong fit for DSCR-based lending strategies.

The Role of Long-Term Rental Loans

DSCR loans are designed for real estate investors who want to grow their portfolios without relying on personal income for loan approval. These loans evaluate the property’s rental income, allowing investors to qualify more easily and focus on cash-flowing assets.

Benefits of DSCR Loans for Stillwater Investors

  • Streamlined qualification using rental income
  • Fixed interest rates for long-term financial consistency
  • Cash-out refinancing options to reinvest equity
  • Easier scaling of rental portfolios without traditional income limits

Why DSCR Loans Make Sense in Stillwater

Stillwater’s reliable tenant base, university-driven economy, and affordable real estate make it an excellent environment for long-term rental investments. DSCR loans help investors capitalize on this opportunity by simplifying financing and enhancing scalability.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.