Longleaf Lending Long Term Rental Property Loans

St Louis Park, Minnesota Long-Term Rental Property Loans

Finance your rental property in St Louis Park, Minnesota with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy St Louis Park investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for St Louis Park investors

Build wealth through real estate with our St Louis Park long term rental property loans

St Louis Park's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

St Louis Park, Minnesota long term rental property loans

Long-Term Rental Investment Opportunities in St. Louis Park, Minnesota

St. Louis Park, located just west of downtown Minneapolis, offers the convenience of city living with the charm and comfort of a suburban community. With strong local demand for rentals, proximity to major employers, and a high quality of life, this area has become increasingly attractive to real estate investors. Long-term rental loans, especially DSCR loans, provide a strategic financing option for those looking to benefit from St. Louis Park’s stable rental market.

Why Invest in St. Louis Park, Minnesota?

1. Prime Location Near Minneapolis

St. Louis Park offers quick access to downtown Minneapolis and major regional employers, making it a highly desirable place to live for professionals and families. The city’s central location contributes to a consistent demand for rental housing year-round.

2. Strong Community Amenities

The city features well-maintained parks, shopping centers, restaurants, and high-quality schools, all of which attract long-term tenants. Its blend of urban convenience and suburban comfort appeals to a wide range of renters.

3. Tight Rental Inventory

With limited space for new residential development and high occupancy rates, the rental market in St. Louis Park remains competitive. This environment supports stable rental pricing and low vacancy, ideal for long-term investment strategies.

4. Diverse Housing Options

From single-family homes to duplexes and smaller apartment buildings, the housing stock in St. Louis Park gives investors flexibility in building a balanced rental portfolio tailored to different tenant types.

The Role of Long-Term Rental Loans

DSCR (Debt Service Coverage Ratio) loans allow real estate investors to finance rental properties based on the property’s income rather than personal income verification. This type of loan is ideal for building or scaling rental portfolios in areas like St. Louis Park, where steady rental cash flow is a key strength.

Benefits of DSCR Loans for St. Louis Park Investors

  • Approval based on rental income rather than borrower income
  • 30-year fixed terms provide predictable, long-term payments
  • Cash-out refinancing unlocks equity for reinvestment
  • Streamlined underwriting for portfolio growth

Why DSCR Loans Make Sense in St. Louis Park

With its excellent location, dependable tenant base, and limited housing supply, St. Louis Park presents strong fundamentals for long-term rental investing. DSCR loans offer a flexible and efficient financing path to build cash-flowing assets in one of the Twin Cities’ most attractive suburban markets.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.