Longleaf Lending Long Term Rental Property Loans

Rowlett, Texas Long-Term Rental Property Loans

Finance your rental property in Rowlett, Texas with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Rowlett investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Rowlett investors

Build wealth through real estate with our Rowlett long term rental property loans

Rowlett's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Rowlett, Texas long term rental property loans

Investing in Long-Term Rentals in Rowlett, Texas

Rowlett, Texas, a rapidly growing suburb of Dallas, presents a strong opportunity for real estate investors seeking stable rental income and property appreciation. With its lakeside charm, expanding infrastructure, and proximity to major job hubs, Rowlett has become a desirable market for long-term rentals. 

For investors looking to finance properties efficiently, DSCR loans offer a flexible solution by focusing on rental income rather than traditional income verification.

Why Rowlett Stands Out as a Rental Market

1. Expanding Population and Strong Housing Demand

Rowlett’s population has surged in recent years, driven by families and professionals seeking a suburban lifestyle with convenient access to Dallas. As more people move to the area, rental demand remains strong, making it a favorable market for landlords.

2. Access to Employment Centers

Situated near key employment hubs in Dallas, Plano, and Richardson, Rowlett attracts renters who work in technology, healthcare, and finance. With major highways and the DART rail system providing easy commutes, rental properties in Rowlett remain in high demand.

3. Attractive Suburban Lifestyle

Rowlett offers a high quality of life, featuring parks, waterfront amenities along Lake Ray Hubbard, and strong school districts. This combination of recreational opportunities and family-friendly living makes it a magnet for long-term tenants.

4. Competitive Rental Market with Rising Property Values

Home values in Rowlett have shown consistent appreciation, while rental rates continue to climb. Investors can benefit from both immediate cash flow and long-term equity growth, making it a solid choice for buy-and-hold strategies.

Leveraging DSCR Loans for Rowlett Rental Investments

Debt Service Coverage Ratio (DSCR) loans are a powerful financing tool for investors in Rowlett. These loans assess a property's ability to generate rental income sufficient to cover debt payments, eliminating the need for traditional income documentation and making it easier to scale a rental portfolio.

Advantages of DSCR Loans for Rowlett Investors

  • Simplified Qualification: Approval is based on rental income, not personal income.
  • Fixed-Rate Stability: Long-term fixed-rate options provide consistent mortgage payments.
  • Equity Utilization: Cash-out refinancing allows investors to unlock capital for future acquisitions.
  • Portfolio Growth Potential: Without traditional lending barriers, investors can scale more efficiently.

Why Rowlett and DSCR Loans Are a Winning Combination

With strong rental demand, increasing property values, and proximity to major employment centers, Rowlett offers an excellent environment for long-term real estate investments. Investors who utilize DSCR financing can build a steady stream of passive income while benefiting from the city’s continued growth and desirability.

By leveraging DSCR long-term rental loans, investors can secure profitable rental properties in Rowlett while maintaining financial flexibility and scalability.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.