Longleaf Lending Long Term Rental Property Loans

Roseville, Michigan Long-Term Rental Property Loans

Finance your rental property in Roseville, Michigan with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Roseville investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Roseville investors

Build wealth through real estate with our Roseville long term rental property loans

Roseville's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Roseville, Michigan long term rental property loans

Long-Term Rental Investment Opportunities in Roseville, Michigan

Roseville, Michigan offers investors an accessible and reliable rental market with strong suburban appeal. Located in Macomb County just north of Detroit, Roseville provides a balance of affordability, demand, and stability—making it a promising area for long-term rental property investments backed by DSCR financing.

Why Invest in Roseville, Michigan?

1. Steady Rental Demand

With its proximity to Detroit and surrounding employment centers, Roseville consistently attracts renters looking for convenience and affordability. The area sees a mix of working professionals, families, and retirees, helping maintain consistent rental occupancy.

2. Affordable Entry Prices

Compared to neighboring cities, Roseville offers relatively lower home prices, making it easier for investors to acquire rental properties with strong potential for cash flow. This affordability allows for a lower barrier to entry with room for solid returns.

3. Central Location

Situated near major freeways like I-94 and I-696, Roseville is well-connected to metro Detroit, offering easy commutes to jobs and amenities. This accessibility increases its appeal to tenants and supports rental stability.

4. Local Amenities and Livability

Roseville features local shopping centers, schools, parks, and restaurants, making it a comfortable choice for residents. Its suburban feel combined with urban access attracts long-term tenants seeking quality of life at a manageable cost.

The Role of Long-Term Rental Loans

Long-term rental loans based on DSCR (Debt Service Coverage Ratio) provide an effective financing route for investors in Roseville. These loans rely on the property's income to qualify, making them especially beneficial for real estate investors focused on building passive income.

Benefits of DSCR Loans for Roseville Investors

  • Simplified approval process using rental income, not personal earnings
  • Long-term fixed-rate options for payment stability
  • Cash-out refinancing potential to grow your portfolio
  • Greater flexibility for scaling investments across multiple properties

Why DSCR Loans Make Sense in Roseville

Roseville’s affordable housing market, steady tenant demand, and strong rental fundamentals make it an ideal match for DSCR-backed long-term rental strategies. Investors can generate dependable monthly income and benefit from future appreciation by leveraging these loans in a stable, working-class community.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.