Longleaf Lending Long Term Rental Property Loans

Prescott Valley, Arizona Long-Term Rental Property Loans

Finance your rental property in Prescott Valley, Arizona with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Prescott Valley investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Prescott Valley investors

Build wealth through real estate with our Prescott Valley long term rental property loans

Prescott Valley's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Prescott Valley, Arizona long term rental property loans

Long-Term Rental Loans in Prescott Valley, Arizona

Prescott Valley, located in central Arizona’s Yavapai County, is one of the fastest-growing towns in the state. Its mix of scenic desert surroundings, a growing economy, and relative affordability makes it an increasingly attractive market for long-term rental investors. Real estate investors looking to capitalize on stable cash flow and long-term growth potential can benefit from leveraging DSCR-based rental loans in this high-demand region.

Why Invest in Prescott Valley, Arizona?

  1. Growing Population and Housing Demand
     Prescott Valley has seen steady population growth, driven by retirees, families, and professionals seeking a quieter lifestyle with proximity to larger cities like Phoenix and Flagstaff. This growth fuels consistent rental demand and property appreciation.
  2. Affordability Compared to Major Arizona Markets
     While cities like Phoenix and Scottsdale have seen steep price increases, Prescott Valley remains relatively affordable, making it more attractive to both renters and investors. Properties here often yield better returns due to lower acquisition costs and healthy rental rates.
  3. Diversifying Local Economy
     Once heavily reliant on construction and retail, the local economy now includes healthcare, education, and small business growth. Economic stability adds to the area’s appeal for long-term tenants.
  4. High Quality of Life
     Residents enjoy clean air, mountain views, and recreational access to hiking, lakes, and parks. These lifestyle perks support tenant retention and boost rental property appeal.

The Role of Long-Term Rental Loans

DSCR loans are designed for real estate investors who want to grow their rental portfolios without relying on traditional income verification. These 30-year rental loans are based on the property’s cash flow performance, making them a practical financing tool for investors targeting a market like Prescott Valley.

Benefits of DSCR Loans for Prescott Valley Investors

  • Approval based on property income rather than personal income
  • 30-year fixed terms for stable, long-term planning
  • Available for both purchase and cash-out refinance scenarios
  • Flexibility to scale a portfolio with minimal documentation

Why DSCR Loans Make Sense in Prescott Valley

Prescott Valley’s expanding population, economic diversification, and quality of life make it a smart location for long-term rental investments. Investors can unlock the area's potential using DSCR loans that focus on the strength of the asset, not personal income history.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.