Longleaf Lending Long Term Rental Property Loans

Portage, Michigan Long-Term Rental Property Loans

Finance your rental property in Portage, Michigan with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Portage investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Portage investors

Build wealth through real estate with our Portage long term rental property loans

Portage's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Portage, Michigan long term rental property loans

Long-Term Rental Investment Opportunities in Portage, Michigan

Portage, Michigan, located just south of Kalamazoo, combines small-city convenience with stable rental demand and a growing local economy. With excellent schools, a strong manufacturing and healthcare presence, and proximity to major highways, Portage offers real estate investors a promising environment for long-term rental property investment.

Why Invest in Portage, Michigan?

1. Consistent Rental Demand

Portage attracts families, professionals, and students, many of whom work or study in nearby Kalamazoo. The presence of companies like Pfizer and Stryker, along with access to Western Michigan University, supports year-round demand for housing.

2. Stable Local Economy

The city benefits from a diversified economic base including manufacturing, medical research, education, and logistics. This economic resilience contributes to reliable occupancy and rental income.

3. Quality of Life and Infrastructure

Portage offers a well-regarded public school system, abundant parks, and a strong sense of community. These amenities make the city attractive to long-term renters, especially families seeking suburban stability with access to urban amenities.

4. Balanced Housing Market

With home prices still relatively affordable compared to national averages, investors can enter the market at accessible price points while benefiting from ongoing appreciation and steady rent growth.

The Role of Long-Term Rental Loans

Long-term DSCR loans are particularly well-suited for markets like Portage. These loans assess property income potential rather than personal income, offering an efficient path to financing for investors focused on generating cash flow.

Benefits of DSCR Loans for Portage Investors

  • Streamlined approval based on the property's rental performance
  • Predictable monthly payments through long-term fixed-rate structures
  • Cash-out refinance options to access equity
  • Scalable loan structure that supports portfolio expansion

Why DSCR Loans Make Sense in Portage

Portage’s steady rental demand, economic strength, and quality of life create the right conditions for long-term real estate investment. By leveraging DSCR loans, investors can efficiently finance properties that produce consistent income while building long-term wealth in a growing Michigan market.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.