Longleaf Lending Long Term Rental Property Loans

Oro Valley, Arizona Long-Term Rental Property Loans

Finance your rental property in Oro Valley, Arizona with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Oro Valley investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Oro Valley investors

Build wealth through real estate with our Oro Valley long term rental property loans

Oro Valley's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Oro Valley, Arizona long term rental property loans

Long-Term Rental Investment Opportunities in Oro Valley, Arizona

Oro Valley, a picturesque suburb located just north of Tucson, is known for its scenic desert landscapes, high quality of life, and affluent population. With a steady influx of retirees, professionals, and families, this area presents strong potential for long-term rental investments backed by consistent demand and economic stability.

Why Invest in Oro Valley, Arizona?

1. Desirable Demographics

Oro Valley attracts a well-educated and higher-income demographic, many of whom prefer renting single-family homes or upscale apartments. This trend supports stable occupancy and premium rental pricing.

2. Strong Local Economy

The area benefits from a diverse economic base, including healthcare, bioscience, and tech industries. With employers like Roche Tissue Diagnostics and Innovation Park nearby, job stability contributes to long-term rental demand.

3. Limited Housing Turnover

As a largely residential community with limited new development, Oro Valley maintains a low housing turnover rate. Investors can benefit from tenant retention and lower vacancy risks.

4. Outdoor and Lifestyle Appeal

The area's natural beauty, golf courses, parks, and mountain views make it a highly attractive place to live. These lifestyle features contribute to ongoing demand, particularly from retirees and professionals.

The Role of Long-Term Rental Loans

DSCR-based long-term rental loans allow investors to qualify based on a property's rental income rather than personal employment or tax documentation. This opens the door for more flexible financing, especially in high-demand markets like Oro Valley.

Benefits of DSCR Loans for Oro Valley Investors

  • Streamlined qualification process centered on rental income
  • Fixed-rate terms offering payment consistency over 30 years
  • Cash-out options available for reinvestment or renovations
  • Portfolio expansion opportunities without the usual lending caps

Why DSCR Loans Make Sense in Oro Valley

The steady demand, limited supply, and desirable quality of life in Oro Valley create an ideal environment for rental investment. Whether focusing on single-family homes or high-end rentals, leveraging a DSCR loan can help investors secure properties that offer both income and long-term appreciation.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.