Longleaf Lending Long Term Rental Property Loans

Milford, Connecticut Long-Term Rental Property Loans

Finance your rental property in Milford, Connecticut with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Milford investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Milford investors

Build wealth through real estate with our Milford long term rental property loans

Milford's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Milford, Connecticut long term rental property loans

Long-Term Rental Investment Opportunities in Milford, Connecticut

Milford, Connecticut, located along the Long Island Sound between New Haven and Bridgeport, presents a compelling opportunity for real estate investors seeking stable, long-term rental income. With its coastal charm, strong commuter appeal, and growing rental demand, Milford is well-positioned for investors using long-term DSCR rental loans to acquire and hold income-generating properties.

Why Invest in Milford, Connecticut?

1. Strong Appeal for Commuters

Milford's access to I-95, the Merritt Parkway, and Metro-North rail service makes it an ideal location for professionals commuting to New Haven, Stamford, or even New York City. This accessibility supports ongoing rental demand from working professionals and families.

2. Coastal Lifestyle and Quality of Life

Milford offers a mix of suburban comfort and waterfront living, with scenic beaches, parks, and a walkable downtown. These lifestyle features attract long-term tenants looking for a balance between work and leisure, especially as remote and hybrid work trends continue.

3. Stable Rental Market

With a diverse economy anchored by healthcare, education, and retail, Milford benefits from a dependable tenant base. Vacancy rates remain low, and rental prices have shown steady growth, providing investors with both income and long-term appreciation potential.

4. Diverse Property Options

From single-family homes to multifamily units and townhouses, Milford offers a range of housing types suitable for rental portfolios. Investors can find properties that meet various investment goals, whether targeting workforce housing or more premium rental units.

The Role of Long-Term Rental Loans

Long-term rental loans, including 30-year DSCR (Debt Service Coverage Ratio) loans, are a financing solution for investors looking to qualify based on a property’s income instead of personal employment. These loans simplify the path to rental property ownership while offering predictable, long-term returns.

Benefits of DSCR Loans for Milford Investors

  • Qualification based on rental income: Personal income documents not required
  • Long-term fixed rates: Stable monthly payments over 30 years
  • Cash-out refinance options: Use existing equity to fund more acquisitions
  • Flexible lending structure: Easier to scale your portfolio without traditional lending caps

Why DSCR Loans Make Sense in Milford

Milford’s location, lifestyle, and reliable rental market make it an excellent candidate for DSCR-backed long-term rental investments. With high tenant demand and property values that continue to trend upward, investors can build sustainable cash flow while benefiting from appreciation in a coastal Connecticut city with long-term growth potential.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.