Longleaf Lending Long Term Rental Property Loans

Midwest City, Oklahoma Long-Term Rental Property Loans

Finance your rental property in Midwest City, Oklahoma with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Midwest City investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Midwest City investors

Build wealth through real estate with our Midwest City long term rental property loans

Midwest City's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Midwest City, Oklahoma long term rental property loans

Long-Term Rental Investment Potential in Midwest City, Oklahoma

Midwest City, Oklahoma, located just minutes from downtown Oklahoma City, offers a steady rental market, affordable home prices, and strong economic stability, making it an attractive destination for real estate investors. With consistent rental demand driven by nearby military, healthcare, and aviation sectors, Midwest City presents a prime opportunity for long-term rental investments. DSCR loans provide an efficient way for investors to qualify for financing based on rental income rather than personal income, enabling them to scale their portfolios with ease.

Why Midwest City is a Strong Market for Rental Investments

1. High Rental Demand Near Tinker Air Force Base

Midwest City is home to Tinker Air Force Base, one of the largest military employers in the state, which brings a constant influx of renters needing housing. Military personnel, contractors, and civilian employees contribute to the city's low vacancy rates and stable rental demand.

2. Affordable Real Estate with Strong Returns

Compared to Oklahoma City, Midwest City offers lower property prices while still maintaining solid rental income potential. Investors can acquire properties at reasonable price points, making it an ideal location for cash-flowing rental properties.

3. Thriving Local Economy with Diverse Job Sectors

Beyond military employment, Midwest City benefits from growth in healthcare, aviation, and retail industries, ensuring a stable job market and tenant base. The city's proximity to downtown OKC also attracts renters looking for affordable suburban living with easy urban access.

4. Steady Home Appreciation and Rental Growth

Midwest City has seen consistent property value appreciation, driven by demand from renters and homebuyers alike. With rental rates rising steadily year over year, investors can expect both short-term cash flow and long-term equity growth.

How DSCR Loans Benefit Investors in Midwest City

Debt Service Coverage Ratio (DSCR) loans offer a flexible financing solution tailored for real estate investors. Rather than requiring traditional income verification, DSCR loans qualify borrowers based on the property’s rental income covering loan payments, making them ideal for growing a rental portfolio.

Key Benefits of DSCR Loans for Midwest City Investors

  • No Personal Income Verification: Loan approval is based on a property’s income potential rather than the investor’s job or personal finances.
  • Long-Term Stability: A 30-year fixed-rate mortgage ensures predictable monthly payments and financial security.
  • Cash-Out Refinancing: Investors can tap into property equity to fund future acquisitions or property improvements.
  • Portfolio Expansion: DSCR financing allows investors to scale their rental holdings without traditional debt-to-income (DTI) limitations.

Why DSCR Loans Are Ideal for Midwest City’s Market

With its military-driven rental demand, affordable investment properties, and growing economy, Midwest City provides a strong foundation for long-term rental investments. Whether focusing on single-family homes, townhouses, or multi-unit properties, DSCR loans give investors the ability to finance cash-flowing properties with ease.

By leveraging DSCR financing, real estate investors can secure passive income, build wealth through appreciation, and maximize rental potential in one of Oklahoma’s most stable and investor-friendly markets.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.