Longleaf Lending Long Term Rental Property Loans

Marietta, Georgia Long-Term Rental Property Loans

Finance your rental property in Marietta, Georgia with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Marietta investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Marietta investors

Build wealth through real estate with our Marietta long term rental property loans

Marietta's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Marietta, Georgia long term rental property loans

Long-Term Rental Loans in Marietta, Georgia

Marietta, Georgia, offers a perfect blend of southern charm, historic appeal, and modern living, making it an attractive destination for real estate investors. Situated just outside Atlanta, Marietta's proximity to a major urban center and its own flourishing community provide a great environment for rental investments. Investors looking to capitalize on this growing market can benefit significantly from long-term rental loans, including 30-year rental loans, which offer stability and long-term profitability.

Why Marietta, Georgia, for Real Estate Investment Properties?

Marietta presents several key advantages that make it a strong choice for real estate investors:
  • Proximity to Atlanta: Located just northwest of Atlanta, Marietta enjoys the benefits of being close to a major city while maintaining a small-town feel. This proximity attracts a diverse pool of renters, including professionals and families who seek easy access to Atlanta without the hassle of big-city living.
  • Historic and Cultural Appeal: Marietta's historic charm, coupled with its cultural amenities, such as theaters, museums, and local festivals, makes it a desirable place to live. This appeal increases the demand for rental properties, especially in historic districts and well-established neighborhoods.
  • Growing Population: Marietta has experienced steady population growth, driven by its attractive lifestyle, excellent schools, and expanding economy. This growth supports a strong rental market, ensuring a steady stream of tenants.
  • Strong Rental Demand: The combination of Marietta’s location, historic charm, and economic growth has led to high demand for rental properties, making it an excellent market for real estate investors looking for consistent rental income.

The Role of Long-Term Rental Loans

Long-term rental loans are a critical tool for real estate investors in Marietta. These loans, including popular 30-year rental loans, provide fixed interest rates, which ensure financial stability and make it easier to manage cash flow over time. Investors can secure long-term financing while enjoying the predictability of steady monthly payments.

Understanding DSCR (Debt Service Coverage Ratio)

The Debt Service Coverage Ratio (DSCR) is an essential metric for evaluating the profitability of a rental investment. DSCR measures the cash flow generated by the property in relation to its debt obligations. A higher DSCR indicates that the property is generating sufficient income to cover its loan payments, making it a safer and more profitable investment.

Benefits of Long-Term DSCR Investor Loans

Long-term DSCR investor loans offer several benefits that are particularly valuable for investors in Marietta:
  • Stable Financing: Long-term rental loans provide fixed interest rates over 30 years, giving investors the ability to manage cash flow predictably and reduce financial risk.
  • Higher Loan Amounts: DSCR loans focus on the property's income, rather than the investor's personal income, allowing for higher loan amounts. This is especially beneficial in Marietta, where property values can vary widely depending on location and neighborhood.
  • Cash-Out Refinancing: Investors can leverage the equity built up in their Marietta properties through cash-out refinancing, enabling them to reinvest in additional properties and expand their portfolio.
  • Tax Advantages: Long-term rental loans often come with tax benefits, including deductions on mortgage interest and property depreciation, which can increase the overall profitability of the investment.

Why Choose DSCR Loans in Georgia?

Marietta’s combination of historic charm, proximity to Atlanta, and growing economy makes it a prime location for real estate investment in Georgia. By utilizing DSCR loans, investors can take advantage of the area’s strong rental demand and secure long-term returns on their investments:
  • Steady Rental Market: Marietta’s appeal to both young professionals and families ensures consistent demand for rental properties, which can lead to stable rental income and low vacancy rates.
  • Economic Growth: As part of the greater Atlanta metropolitan area, Marietta benefits from ongoing economic growth and development, which enhances property values and provides security for long-term investments.
  • Investment Security: DSCR loans offer a safety net for investors by focusing on the property’s ability to generate income, rather than the borrower’s personal income. This focus on cash flow ensures that the property remains a viable investment even during economic fluctuations.
Investing in rental properties in Marietta, Georgia, through long-term rental loans and DSCR investor loans is a smart move for both new and seasoned real estate investors. The area’s unique combination of historic charm, proximity to Atlanta, and strong rental demand, paired with the financial stability offered by long-term loans, makes Marietta an excellent choice for securing profitable and stable real estate investments.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.