Longleaf Lending Long Term Rental Property Loans

La Mirada, California Long-Term Rental Property Loans

Finance your rental property in La Mirada, California with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy La Mirada investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for La Mirada investors

Build wealth through real estate with our La Mirada long term rental property loans

La Mirada's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

La Mirada, California long term rental property loans

 

Long-Term Rental Investment Opportunities in La Mirada, California

 
La Mirada, California, situated in southeast Los Angeles County near the Orange County border, offers a well-balanced rental market with suburban appeal, access to major employment corridors, and a strong sense of community. For real estate investors seeking steady rental income and long-term growth, La Mirada stands out as a prime location to consider.

Why Invest in La Mirada, California?

1. Central Location With Regional Connectivity

La Mirada’s strategic position between Los Angeles and Orange County makes it highly attractive to commuters and professionals. With convenient access to major freeways like I-5 and CA-91, tenants can easily reach employment hubs in Downtown LA, Anaheim, and Irvine.

2. Stable Rental Demand

Home to Biola University and near multiple medical and educational institutions, La Mirada maintains steady rental demand from students, faculty, and healthcare professionals. This contributes to low vacancy rates and a reliable tenant base.

3. Suburban Quality of Life

La Mirada offers quiet residential neighborhoods, well-maintained parks, and family-oriented amenities. These characteristics make the city a draw for long-term renters who seek both stability and proximity to urban conveniences.

4. Limited Housing Turnover

With limited new development and strong homeowner retention, the housing stock in La Mirada is relatively tight. This supports consistent rental rates and strengthens the appeal for buy-and-hold investors focused on cash flow.

The Role of Long-Term Rental Loans

DSCR-based long-term rental loans give investors in La Mirada a financing pathway that’s based on the property's income performance rather than traditional income documentation. This approach streamlines the lending process and is especially beneficial for investors scaling their portfolios.

Benefits of DSCR Loans for La Mirada Investors

  • Easier qualification based on rental income
  • Long-term fixed rates for predictable monthly payments
  • Ability to tap equity through cash-out options
  • Investor-friendly loan terms that support growth

Why DSCR Loans Work Well in La Mirada

La Mirada’s strong rental fundamentals—stable demand, limited supply, and attractive location—create an ideal environment for DSCR loan-backed investments. Whether investing in single-family homes or small multifamily properties, investors can use these loans to secure passive income while benefiting from long-term market appreciation.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.