Longleaf Lending Long Term Rental Property Loans

Huntington, West Virginia Long-Term Rental Property Loans

Finance your rental property in Huntington, West Virginia with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Huntington investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Huntington investors

Build wealth through real estate with our Huntington long term rental property loans

Huntington's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Huntington, West Virginia long term rental property loans

Long-Term Rental Loans in Huntington, West Virginia

Huntington, West Virginia, offers real estate investors an accessible and income-focused market, ideal for long-term rental strategies. With a mix of university-driven demand, affordable property prices, and stable local employment, the city provides favorable conditions for investors seeking reliable cash flow. Long-term rental loans can help maximize returns while keeping financing simple and scalable.

Why Invest in Huntington, West Virginia?

  1. University-Driven Rental Demand
     Marshall University brings a steady population of students, faculty, and staff to the area, supporting consistent demand for rental housing near campus and in surrounding neighborhoods.
  2. Affordable Housing Market
     Compared to national averages, Huntington’s home prices are relatively low, creating opportunities for investors to enter the market with less capital and generate solid rent-to-cost ratios.
  3. Local Job Market Stability
     Huntington benefits from its role as a regional medical and logistics center, with major employers such as Cabell Huntington Hospital and St. Mary’s Medical Center contributing to long-term job security and housing demand.
  4. Neighborhood Redevelopment
     Recent efforts to revitalize downtown and surrounding communities are improving the overall appeal of the city and supporting future property value growth, especially in up-and-coming areas.

The Role of Long-Term Rental Loans

Long-term rental loans, such as 30-year DSCR loans, are designed for real estate investors whose primary goal is cash flow. These loans focus on the rental income of the property rather than the borrower’s personal income, allowing for easier qualification and better scalability for growing portfolios.

Benefits of DSCR Loans for Huntington Investors

  • No traditional income documentation required
  • Fixed 30-year terms offer stability and predictability
  • Cash-out refinance options unlock equity for future deals
  • Flexible lending supports portfolio growth across multiple properties

Why DSCR Loans Make Sense in Huntington

With a dependable tenant base, low acquisition costs, and improving neighborhoods, Huntington is well-positioned for long-term buy-and-hold investment strategies. DSCR loans offer a practical financing solution that aligns with the city's stable rental performance and investment potential.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.