Longleaf Lending Long Term Rental Property Loans

Highland, California Long-Term Rental Property Loans

Finance your rental property in Highland, California with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Highland investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Highland investors

Build wealth through real estate with our Highland long term rental property loans

Highland's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Highland, California long term rental property loans

Long-Term Rental Investment Potential in Highland, California

Highland, California, located in San Bernardino County, offers affordable real estate, growing rental demand, and strong long-term appreciation potential. With proximity to major employment hubs, steady population growth, and an increasing number of renters, this market presents a compelling opportunity for real estate investors. DSCR loans, which allow qualification based on rental income rather than personal income, provide a streamlined way for investors to finance long-term rental properties in Highland.

Why Highland is an Attractive Market for Rental Investments

1. Affordability Compared to Other Southern California Markets

While home prices in nearby areas like Riverside and Los Angeles continue to rise, Highland remains one of the more affordable options for investors in the region. This makes it easier to achieve positive cash flow and higher rental yields.

2. Increasing Rental Demand

With rising home prices and a growing population, more people are choosing to rent rather than buy. Highland’s proximity to San Bernardino, Redlands, and the Inland Empire’s job market ensures a steady tenant base.

3. Strong Local Economy and Job Growth

Highland benefits from a diverse local economy, with industries like healthcare, education, logistics, and government providing stable employment. Its proximity to Amazon fulfillment centers, Loma Linda University Medical Center, and regional business hubs makes it attractive for long-term renters.

4. Growing Infrastructure and Development

New commercial and residential developments continue to enhance Highland’s appeal. With ongoing investments in transportation, retail, and community services, the city is poised for future property value appreciation.

How DSCR Loans Benefit Highland Investors

Debt Service Coverage Ratio (DSCR) loans allow investors to finance rental properties based on the income a property generates rather than personal financials.

Key Advantages of DSCR Loans in Highland

  • Easier Qualification: No personal income verification—loan approval is based on rental income.
  • Fixed-Rate Stability: A 30-year fixed DSCR loan ensures predictable mortgage payments for long-term planning.
  • Cash-Out Refinancing: Investors can access equity to fund additional property acquisitions or renovations.
  • Portfolio Expansion: DSCR loans enable investors to scale their portfolios without traditional lending restrictions.

Why DSCR Loans Are Ideal for Highland’s Market

With affordable entry costs, increasing rental demand, and strong economic growth, Highland is a promising location for buy-and-hold investors. Whether investing in single-family homes, duplexes, or small multifamily properties, leveraging a DSCR loan allows investors to secure steady rental income and long-term appreciation.

By utilizing DSCR long-term rental loans, investors can take advantage of Highland’s market potential while building a profitable and scalable rental portfolio.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.