Longleaf Lending Long Term Rental Property Loans

Hattiesburg, Mississippi Long-Term Rental Property Loans

Finance your rental property in Hattiesburg, Mississippi with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Hattiesburg investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Hattiesburg investors

Build wealth through real estate with our Hattiesburg long term rental property loans

Hattiesburg's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Hattiesburg, Mississippi long term rental property loans

Long-Term Rental Investment Opportunities in Hattiesburg, Mississippi

Hattiesburg, Mississippi, offers a compelling market for long-term rental property investments thanks to its stable economy, growing population, and diverse rental demand. Known as a regional hub for education, healthcare, and industry, the city provides a strong foundation for investors looking to build steady, cash-flowing portfolios.

Why Invest in Hattiesburg, Mississippi?

1. Strong Educational and Medical Presence

Home to the University of Southern Mississippi and major healthcare providers, Hattiesburg has a consistent stream of students, faculty, medical professionals, and support staff seeking rental housing. This steady demand helps maintain low vacancy rates and supports long-term rental growth.

2. Affordable Property Values

Hattiesburg offers relatively low real estate prices compared to national averages, creating opportunities for higher yield and better cash flow. Investors can acquire properties at an accessible price point while benefiting from solid rental income.

3. Regional Economic Stability

As a regional economic center, Hattiesburg boasts a diverse job market supported by education, healthcare, manufacturing, and retail sectors. This economic mix helps sustain housing demand across multiple tenant demographics.

4. Quality of Life and Accessibility

With a small-town feel and access to major highways, Hattiesburg appeals to both families and young professionals. The city’s parks, cultural institutions, and walkable neighborhoods contribute to its livability and rental desirability.

The Role of Long-Term Rental Loans

DSCR (Debt Service Coverage Ratio) long-term rental loans are a strong fit for investors in Hattiesburg. These loans focus on the income-producing potential of the property itself, rather than the borrower’s personal income, making them ideal for investors focused on cash flow and scalability.

Benefits of DSCR Loans for Hattiesburg Investors

  • Approval based on rental property income, not personal employment
  • 30-year fixed-rate options offer predictable long-term costs
  • Cash-out refinancing unlocks equity for new opportunities
  • Flexible underwriting allows investors to grow their portfolio more easily

Why DSCR Loans Make Sense in Hattiesburg

Hattiesburg’s affordable entry point, stable rental demand, and diverse economy make it a smart choice for real estate investors. DSCR loans give investors the flexibility to capitalize on these market strengths while building reliable, long-term income streams.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.