Longleaf Lending Long Term Rental Property Loans

East Providence, Rhode Island Long-Term Rental Property Loans

Finance your rental property in East Providence, Rhode Island with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy East Providence investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for East Providence investors

Build wealth through real estate with our East Providence long term rental property loans

East Providence's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

East Providence, Rhode Island long term rental property loans

Long-Term Rental Investment Opportunities in East Providence, Rhode Island

East Providence, located just across the river from downtown Providence, offers investors a stable and accessible rental market with strong long-term potential. With a mix of residential neighborhoods, growing local commerce, and proximity to major employment centers, the city is an appealing choice for building a long-term rental portfolio.

Why Invest in East Providence, Rhode Island?

1. Steady Rental Demand

As part of the greater Providence metro area, East Providence attracts tenants looking for more affordable options close to downtown. The presence of working professionals, students, and long-term residents ensures consistent occupancy and tenant interest.

2. Strategic Location

With easy access to I-195 and quick commutes into Providence and nearby Massachusetts cities, East Providence is ideal for renters who work in urban areas but prefer suburban living. This convenience boosts both demand and rental stability.

3. Neighborhood Revitalization

Ongoing improvements to infrastructure, waterfront development, and retail corridors continue to enhance East Providence’s livability. These upgrades support long-term appreciation and encourage population growth.

4. Affordable Entry Point

Compared to other parts of New England, East Providence remains relatively affordable for property acquisition, with solid rental returns. This creates an attractive entry point for investors seeking positive cash flow in an established market.

The Role of Long-Term Rental Loans

Long-term rental loans, such as 30-year fixed DSCR loans, allow investors to finance properties based on their income-producing potential rather than personal income. This is especially useful in a market like East Providence where strong rental fundamentals support sustained returns.

Benefits of DSCR Loans for East Providence Investors

  • Qualify based on the property’s income, not traditional employment
  • Fixed monthly payments for long-term predictability
  • Flexibility to scale a portfolio without conventional lending constraints
  • Cash-out refinancing options to reinvest in additional properties

Why DSCR Loans Make Sense in East Providence

With its desirable location, competitive rental rates, and growing appeal among renters, East Providence supports a stable, long-term investment outlook. Utilizing a DSCR loan helps investors secure and grow rental assets in a market that balances affordability with demand-driven income potential.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.