Longleaf Lending Long Term Rental Property Loans

East Lansing, Michigan Long-Term Rental Property Loans

Finance your rental property in East Lansing, Michigan with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy East Lansing investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for East Lansing investors

Build wealth through real estate with our East Lansing long term rental property loans

East Lansing's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

East Lansing, Michigan long term rental property loans

Long-Term Rental Investment Opportunities in East Lansing, Michigan

East Lansing, Michigan is a thriving college town known for being home to Michigan State University. With consistent rental demand, a stable local economy, and attractive investment property opportunities, East Lansing presents a strong case for long-term rental investments supported by DSCR loan financing.

Why Invest in East Lansing, Michigan?

1. Consistent Demand from Students and Faculty

Michigan State University fuels a reliable source of renters year-round. Students, professors, and university staff all contribute to the high and steady demand for off-campus housing, creating a strong market for long-term rental properties.

2. Strong Rental Yields in a University Market

East Lansing offers solid rental income potential with competitive purchase prices compared to other university towns. Investors can target single-family homes, duplexes, and small multifamily properties to generate steady cash flow.

3. Economic Stability and Local Amenities

In addition to the university, East Lansing has a strong public sector presence, health care providers, and tech-related employers. The city also boasts parks, shopping, dining, and entertainment—making it attractive to a wide range of tenants.

4. Low Vacancy Risk

The continuous turnover of university-related renters ensures low vacancy rates. Many investors benefit from pre-leasing properties before the start of each academic year, providing predictable income and reducing downtime between tenants.

The Role of Long-Term Rental Loans

DSCR-based long-term rental loans provide the flexibility and leverage needed to grow a rental portfolio in East Lansing. These loans allow investors to qualify based on the income of the rental property rather than personal financials.

Benefits of DSCR Loans for East Lansing Investors

  • Loan approval based on rental income, not personal tax returns
  • Fixed-rate, 30-year terms for long-term cash flow planning
  • Cash-out refinance options to access property equity
  • Easier scaling of investment portfolios over time

Why DSCR Loans Work Well in East Lansing

With a reliable renter base, strong local economy, and consistent rental income, East Lansing is well-suited for long-term rental investments backed by DSCR loans. Investors looking to generate passive income and grow their real estate holdings can benefit from the financial flexibility these loans offer in a market with low risk and high occupancy.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.