Longleaf Lending Long Term Rental Property Loans

Downers Grove, Illinois Long-Term Rental Property Loans

Finance your rental property in Downers Grove, Illinois with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Downers Grove investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Downers Grove investors

Build wealth through real estate with our Downers Grove long term rental property loans

Downers Grove's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Downers Grove, Illinois long term rental property loans

Long-Term Rental Investment Opportunities in Downers Grove, Illinois

 Downers Grove, Illinois, a thriving suburb of Chicago, combines excellent transportation access, a strong local economy, and high quality of life—making it a desirable location for long-term rental investments. For real estate investors looking to generate stable rental income, this market offers consistent demand, rising property values, and opportunities to leverage DSCR long-term rental loans.

Why Invest in Downers Grove, Illinois?

 1. Strategic Location Near Chicago

Located just over 20 miles from downtown Chicago, Downers Grove provides easy access to the city via I-88, I-355, and the Metra commuter rail. This makes it especially appealing to professionals seeking suburban living with a manageable commute, supporting steady rental demand.

2. Strong Local Amenities and Schools

Downers Grove is known for its reputable schools, vibrant downtown, and extensive park system. These factors attract families and long-term tenants who value both convenience and lifestyle, reducing vacancy rates and enhancing tenant stability.

3. Solid Employment Base

The area is home to a mix of corporate headquarters, healthcare facilities, and tech companies, contributing to a resilient job market. Its proximity to regional business hubs like Oak Brook and Naperville further enhances its economic appeal for renters.

4. Upscale Suburban Rental Market

With a blend of single-family homes, townhouses, and upscale rental communities, Downers Grove offers a high-quality housing stock. Investors can tap into a more premium rental market where tenants are often willing to pay for location, schools, and convenience.

The Role of Long-Term Rental Loans

Long-term rental loans such as DSCR (Debt Service Coverage Ratio) loans offer real estate investors a financing option based on a property’s income potential rather than their personal income. These loans provide fixed, predictable terms and simplify the process of building a rental portfolio.

Benefits of DSCR Loans for Downers Grove Investors

  •  Qualification based on rental income, not employment documents
  • Fixed-rate financing for up to 30 years ensures predictable cash flow
  • Cash-out refinance options to unlock equity and fund future investments
  • Designed for scale, allowing investors to grow their rental holdings more efficiently

Why DSCR Loans Make Sense in Downers Grove

With its strong tenant demand, excellent location, and premium rental pricing, Downers Grove is well-suited for long-term rental strategies. Investors using DSCR loans can benefit from consistent income, low vacancies, and the long-term value appreciation that this Chicago suburb reliably offers.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.