Longleaf Lending Long Term Rental Property Loans

Coral Gables, Florida Long-Term Rental Property Loans

Finance your rental property in Coral Gables, Florida with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Coral Gables investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Coral Gables investors

Build wealth through real estate with our Coral Gables long term rental property loans

Coral Gables's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Coral Gables, Florida long term rental property loans

Long-Term Rental Investment Opportunities in Coral Gables, Florida

Coral Gables, Florida, is a prestigious city known for its Mediterranean-style architecture, upscale neighborhoods, and vibrant cultural scene. Located near Miami, Coral Gables offers a desirable lifestyle that attracts professionals, families, and international renters alike. These factors make it an excellent market for real estate investors focused on long-term rental properties, especially when using DSCR loans.

Why Invest in Coral Gables, Florida?

1. Upscale and Attractive Community

Coral Gables is famous for its beautiful homes, tree-lined streets, and well-maintained public spaces, which draw tenants looking for high-quality rental housing.

2. Proximity to Miami

Its close location to Miami provides access to a large job market while offering a quieter, more residential setting.

3. Strong Demand from Professionals and International Renters

The city attracts a diverse renter base, including professionals working in Miami’s business districts and international tenants seeking upscale living.

4. Stable Rental Market with Premium Rates

Coral Gables commands higher rental prices due to its exclusivity and amenities, supporting strong cash flow potential for investors.

The Role of Long-Term Rental Loans

DSCR loans enable investors to qualify based on the rental income generated by their properties, rather than personal income, making them an ideal financing solution for cash-flow focused investors.

Benefits of DSCR Loans for Coral Gables Investors

  • Qualification based on rental property income
  • Fixed-rate 30-year loans ensuring consistent monthly payments
  • Ability to access equity through cash-out refinancing
  • Streamlined financing to grow rental portfolios efficiently

Why DSCR Loans Make Sense in Coral Gables

Coral Gables’ upscale environment, strong rental demand, and proximity to Miami make it a prime location for long-term rental investments. DSCR loans align well with these market characteristics, offering investors a path to secure reliable income and long-term appreciation.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.