Longleaf Lending Long Term Rental Property Loans

Columbus, Indiana Long-Term Rental Property Loans

Finance your rental property in Columbus, Indiana with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Columbus investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Columbus investors

Build wealth through real estate with our Columbus long term rental property loans

Columbus's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Columbus, Indiana long term rental property loans

Long-Term Rental Investment Opportunities in Columbus, Indiana

Columbus, Indiana, known for its architectural heritage and strong manufacturing base, offers a balanced and stable environment for real estate investors. With a growing population, a healthy local economy, and a high quality of life, Columbus presents an excellent opportunity for those seeking consistent returns through long-term rental properties. Investors can leverage DSCR long-term rental loans to finance properties based on their income potential.

Why Invest in Columbus, Indiana?

1. Stable Economic Foundation

Columbus benefits from a diverse economy, anchored by major employers such as Cummins Inc., along with a mix of manufacturing, engineering, and healthcare industries. This economic base provides steady employment and supports a reliable tenant pool.

2. Steady Population Growth

With an increasing number of families and professionals moving into the area, Columbus continues to experience moderate but consistent population growth. This trend sustains demand for long-term rental housing across a variety of property types.

3. High Livability and Civic Investment

Columbus is known for its high quality of life, good schools, and investment in public infrastructure. The city has earned national recognition for its modernist architecture and community planning, helping it attract long-term residents and renters.

4. Affordable Entry Point for Investors

Compared to larger metros, Columbus offers more affordable home prices while still delivering solid rental yields. This makes it attractive for investors looking to achieve positive cash flow without the high upfront costs associated with bigger markets.

The Role of Long-Term Rental Loans

DSCR (Debt Service Coverage Ratio) loans are tailored for real estate investors focused on rental income. Instead of relying on personal income verification, these loans base approval on the rental income the property generates, making them especially useful for investors building or scaling their portfolios.

Benefits of DSCR Loans for Columbus Investors

  • No need for traditional income documentation: Loans are based on property performance
  • Fixed 30-year terms: Simplifies long-term financial planning
  • Cash-out refinancing available: Unlock property equity to reinvest
  • Supports portfolio growth: Flexible structure for expanding into multiple properties

Why DSCR Loans Make Sense in Columbus

Columbus’s economic reliability, strong tenant demand, and relatively low cost of entry make it a favorable market for long-term rental investing. DSCR loans provide a strategic financing path for investors looking to take advantage of steady income, property appreciation, and portfolio scalability in this well-balanced Midwestern city.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.