Longleaf Lending Long Term Rental Property Loans

Chesterfield, Missouri Long-Term Rental Property Loans

Finance your rental property in Chesterfield, Missouri with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Chesterfield investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Chesterfield investors

Build wealth through real estate with our Chesterfield long term rental property loans

Chesterfield's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Chesterfield, Missouri long term rental property loans

Long-Term Rental Investment Opportunities in Chesterfield, Missouri

Chesterfield, located in the western suburbs of St. Louis, is a well-established community known for its quality schools, corporate presence, and suburban appeal. With strong economic fundamentals and a high standard of living, the city presents a stable and attractive environment for long-term real estate investment. DSCR long-term rental loans can help investors finance income-producing properties while focusing on consistent returns.

Why Invest in Chesterfield, Missouri?

1. Affluent and Stable Community

Chesterfield is one of the most affluent suburbs in the St. Louis region. Its well-maintained neighborhoods, upscale shopping centers, and strong municipal services contribute to a desirable living environment that draws long-term renters.

2. Business and Employment Hub

The city is home to several major employers in industries such as healthcare, finance, and biotech. Corporate campuses and business parks in the area support a steady demand for quality rental housing, particularly among professionals and relocating employees.

3. Excellent Schools and Amenities

With highly rated public schools and proximity to parks, golf courses, and entertainment, Chesterfield appeals to families and professionals seeking suburban comfort. These factors support strong tenant retention and reduce turnover for rental property owners.

4. Limited Rental Inventory

Much of Chesterfield's housing stock is owner-occupied, which limits the availability of rental units. This scarcity keeps rental demand high and allows landlords to command premium rates for well-located, quality properties.

The Role of Long-Term Rental Loans

DSCR (Debt Service Coverage Ratio) loans enable investors to qualify for financing based on a property's rental income rather than their personal income. This approach is especially useful for investors looking to scale portfolios in stable, high-demand markets like Chesterfield.

Benefits of DSCR Loans for Chesterfield Investors

  • Streamlined qualification based on rental income performance
  • 30-year fixed-rate terms support predictable financial planning
  • Cash-out refinancing available to leverage equity for future deals
  • Ideal for investors focused on growing a portfolio without traditional income documentation

Why DSCR Loans Make Sense in Chesterfield

Chesterfield offers a combination of economic stability, high tenant quality, and limited rental competition—all of which make it an appealing market for long-term real estate investment. DSCR loans give investors the financing flexibility they need to take advantage of cash-flowing opportunities in this mature and reliable rental market.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.