Longleaf Lending Long Term Rental Property Loans

Charleston, West Virginia Long-Term Rental Property Loans

Finance your rental property in Charleston, West Virginia with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Charleston investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Charleston investors

Build wealth through real estate with our Charleston long term rental property loans

Charleston's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Charleston, West Virginia long term rental property loans

Long-Term Rental Investment Opportunities in Charleston, West Virginia

Charleston, the capital city of West Virginia, presents an appealing opportunity for real estate investors seeking stable long-term rental income. With its role as the state’s political and economic hub, an affordable housing market, and ongoing revitalization efforts, Charleston offers solid fundamentals for building a sustainable rental portfolio.

Why Invest in Charleston, West Virginia?

1. Steady Rental Demand

As a center for government, healthcare, and education, Charleston sees continuous demand for housing from professionals, public employees, and students. This mix of tenant types creates a reliable base for long-term rentals.

2. Affordable Entry Prices

Compared to many other U.S. markets, Charleston offers lower property acquisition costs, allowing investors to purchase rental properties at attractive price points while maintaining healthy cash-on-cash returns.

3. Economic Diversification

Charleston is home to major hospitals, universities, and government offices, all contributing to the city's economic stability. Recent downtown redevelopment and infrastructure projects also support long-term growth and increased housing demand.

4. Strong Local Amenities

With cultural institutions, historic architecture, and outdoor access via the Kanawha River and nearby parks, Charleston appeals to a wide range of renters looking for quality of life at an affordable cost.

The Role of Long-Term Rental Loans

DSCR long-term rental loans are an effective financing solution for Charleston investors. These loans focus on a property’s ability to generate rental income, making them especially useful for investors looking to scale in cash-flowing markets without traditional income documentation.

Benefits of DSCR Loans for Charleston Investors

  • Rental income is the primary qualifier, not personal employment or tax returns
  • 30-year fixed-rate terms offer long-term payment stability
  • Refinance flexibility allows investors to tap into equity when needed
  • Suitable for growing portfolios across multiple properties

Why DSCR Loans Make Sense in Charleston

Charleston’s affordability, stable tenant base, and diversified economy make it a favorable market for long-term rental investments. DSCR loans help investors secure properties with strong income potential, allowing them to build passive income and long-term equity in a reliable Mid-Atlantic city.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.