Longleaf Lending Long Term Rental Property Loans

Ceres, California Long-Term Rental Property Loans

Finance your rental property in Ceres, California with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Ceres investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Ceres investors

Build wealth through real estate with our Ceres long term rental property loans

Ceres's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Ceres, California long term rental property loans

Long-Term Rental Investment Opportunities in Ceres, California

Ceres, California, located in the heart of Stanislaus County, is a growing community known for its affordable housing and family-friendly atmosphere. The city’s steady population growth and proximity to larger job markets make it a compelling location for real estate investors focused on long-term rental properties. Long-term rental loans such as DSCR loans can help investors effectively finance their investments in this market.

Why Invest in Ceres, California?

1. Affordable Housing Market

Ceres offers more affordable property prices compared to nearby urban centers like Modesto and Stockton, giving investors the opportunity for attractive cash flow.

2. Growing Population and Demand

The city has experienced consistent population growth, which fuels ongoing demand for rental housing.

3. Access to Employment Hubs

Ceres is strategically located near larger cities with diverse employment opportunities, making it a practical choice for renters.

4. Family-Friendly Community

The city’s safe neighborhoods and local amenities appeal to families and long-term renters, supporting stable occupancy.

The Role of Long-Term Rental Loans

DSCR loans provide investors with the ability to qualify based on the rental income produced by their properties, rather than relying on personal income documentation. This streamlines financing for rental property investors.

Benefits of DSCR Loans for Ceres Investors

  • Qualification based on rental income
  • Fixed-rate loans offering predictable monthly payments over 30 years
  • Cash-out refinancing to access equity for portfolio growth
  • Simplified loan process tailored for rental investors

Why DSCR Loans Make Sense in Ceres

With its affordable housing, steady rental demand, and proximity to employment centers, Ceres presents a solid investment opportunity. DSCR loans offer investors a financing option that aligns with the area’s rental income potential, supporting long-term cash flow and property appreciation.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.