Longleaf Lending Long Term Rental Property Loans

Cedar Hill, Texas Long-Term Rental Property Loans

Finance your rental property in Cedar Hill, Texas with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Cedar Hill investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Cedar Hill investors

Build wealth through real estate with our Cedar Hill long term rental property loans

Cedar Hill's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Cedar Hill, Texas long term rental property loans

Long-Term Rental Investment Opportunities in Cedar Hill, Texas

Cedar Hill, Texas, located just southwest of Dallas, offers a unique blend of suburban comfort, natural beauty, and access to major urban employment hubs. With growing interest from renters and a stable housing market, Cedar Hill is becoming a strong candidate for long-term rental investment, especially for those using DSCR loans to build or expand their portfolios.

Why Invest in Cedar Hill, Texas?

1. Strategic Location Near Dallas

Cedar Hill offers easy access to downtown Dallas and nearby employment centers, attracting professionals and families looking for a quieter residential setting while remaining connected to the city.

2. Natural Attractions and Livability

The area's parks, lakes, and green spaces—such as Cedar Hill State Park—enhance the appeal for long-term tenants seeking outdoor recreation and a high quality of life.

3. Expanding Suburban Market

As the Dallas-Fort Worth metroplex continues to grow, suburbs like Cedar Hill are experiencing increased housing demand, leading to steady rental income opportunities.

4. Affordable Property Values

Compared to the Dallas core, Cedar Hill offers more attainable real estate prices, allowing investors to achieve better cash flow and long-term appreciation.

The Role of Long-Term Rental Loans

DSCR loans allow investors to finance properties based on the income generated by the rental rather than personal income documentation. This financing structure works especially well in growth markets like Cedar Hill.

Benefits of DSCR Loans for Cedar Hill Investors

  • Rental income determines loan eligibility, not personal financials
  • Long-term fixed rates support consistent monthly budgeting
  • Cash-out refinance options allow investors to reinvest proceeds
  • Streamlined process makes it easier to scale a rental portfolio

Why DSCR Loans Make Sense in Cedar Hill

Cedar Hill's combination of suburban growth, tenant demand, and accessible pricing makes it a favorable environment for long-term rental investment. DSCR loans empower investors to take advantage of these market strengths without the barriers of traditional income verification, creating a straightforward path to cash-flowing real estate in North Texas.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.