Longleaf Lending Long Term Rental Property Loans

Brea, California Long-Term Rental Property Loans

Finance your rental property in Brea, California with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Brea investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Brea investors

Build wealth through real estate with our Brea long term rental property loans

Brea's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Brea, California long term rental property loans

Long-Term Rental Investment Opportunities in Brea, California

Brea, California, located in northern Orange County, offers a dynamic mix of suburban comfort and economic vitality, making it a solid market for long-term rental investments. With its strong local economy, desirable location, and limited housing inventory, Brea provides real estate investors with long-term income potential and property appreciation.

Why Invest in Brea, California?

1. Strong Economic Base

Brea’s economy benefits from a robust retail and commercial sector, anchored by the Brea Mall and thriving downtown area. The city also offers easy access to employment hubs in Los Angeles and Orange County, drawing renters who commute or work locally.

2. Desirable Community Amenities

Brea is known for its highly rated schools, safe neighborhoods, and well-maintained parks. These features make it especially attractive to families and professionals seeking stable, long-term rental housing options.

3. Tight Housing Inventory

Like much of Southern California, Brea has limited housing development opportunities due to land constraints and zoning regulations. This scarcity helps support high property values and low vacancy rates, benefiting rental property owners.

4. Consistent Rental Demand

Proximity to major freeways, shopping centers, and cultural venues ensures that Brea remains in demand among renters. The steady need for quality housing provides a reliable base for rental income.

The Role of Long-Term Rental Loans

Long-term rental loans, such as 30-year DSCR (Debt Service Coverage Ratio) loans, are a practical financing option for investors targeting cash-flowing properties in Brea. These loans emphasize the rental income generated by the property rather than the investor’s personal financials.

Benefits of DSCR Loans for Brea Investors

  • Qualification based on rental income rather than employment history
  • Fixed-rate 30-year terms support consistent, long-term planning
  • Options for cash-out refinancing to fund future investments
  • Flexible underwriting that supports portfolio expansion

Why DSCR Loans Make Sense in Brea

With its premium rental rates, low vacancy, and high-quality tenant pool, Brea is a strategic location for long-term rental investors. DSCR loans provide a streamlined path to finance income-generating properties in a high-demand market, offering a mix of cash flow stability and appreciation potential.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.