Longleaf Lending Long Term Rental Property Loans

Barnstable, Massachusetts Long-Term Rental Property Loans

Finance your rental property in Barnstable, Massachusetts with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Barnstable investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Barnstable investors

Build wealth through real estate with our Barnstable long term rental property loans

Barnstable's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Barnstable, Massachusetts long term rental property loans

Long-Term Rental Investment Opportunities in Barnstable, Massachusetts

Barnstable, located on Cape Cod, offers a unique blend of coastal charm, historic appeal, and consistent demand for both year-round and seasonal rentals. With its strong tourism-driven economy and appeal to retirees, professionals, and families alike, Barnstable presents a valuable opportunity for real estate investors focused on long-term rental strategies supported by DSCR financing.

Why Invest in Barnstable, Massachusetts?

 1. Popular Coastal Destination

As one of the most visited towns on Cape Cod, Barnstable sees continuous interest from seasonal visitors and long-term residents seeking the coastal lifestyle. This dual demand supports year-round rental income potential.

2. Diverse Housing and Tenant Base

Barnstable encompasses several villages, including Hyannis, Centerville, and Osterville, offering a wide range of property types and tenant profiles—from vacation rentals to long-term residential housing.

3. Limited Housing Supply

Zoning regulations and limited land availability help keep housing supply constrained, supporting property values and rental prices over time. Investors can benefit from consistent appreciation and strong rent performance.

4. Strong Local Economy

Barnstable benefits from a stable local economy supported by healthcare, education, tourism, and small businesses. Its location also makes it a hub for services across Cape Cod.

The Role of Long-Term Rental Loans

DSCR loans allow investors to finance properties based on their rental income rather than personal financials. In a market like Barnstable—where cash flow can be strong and property values stable—this financing option helps investors focus on long-term income generation.

Benefits of DSCR Loans for Barnstable Investors

  • Qualification focuses on rental income instead of tax returns or W-2s
  • Long-term fixed rates provide predictable payments
  • Refinance options offer access to equity for future investment
  • Scalable structure makes it easier to grow a rental portfolio

Why DSCR Loans Make Sense in Barnstable

Barnstable’s reliable rental demand, limited housing inventory, and year-round economic activity make it a promising location for long-term real estate investment. By using DSCR loans, investors can capitalize on the area's strengths with financing designed to support passive income and portfolio growth.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.