Longleaf Lending Long Term Rental Property Loans

Azusa, California Long-Term Rental Property Loans

Finance your rental property in Azusa, California with our 30-year rental loans. Built for real estate investors looking for long-term DSCR investor loans.

Modern, long-term financing solutions

Discover the advantage of Longleaf Lending's Rental Loans

Crafted for savvy Azusa investors, our Long-Term Rental Loans enable wealth building through a diverse portfolio of rental properties. We prioritize the cash flow potential of your investments over traditional income metrics, simplifying and streamlining the loan process with interest rates starting at 6.6%.

No Income Verification
Experience a hassle-free process with no need for traditional income verification, focusing on the investment's cash flow with our DSCR metric.
Tailored to Investment Goals
Our loans are versatile, catering to both short-term vacation rentals and long-term leases, aligning perfectly with your strategic investment plans.
Efficiency and Speed
Longleaf Lending values your time. Our process is optimized for quick and smooth progress from application to funding.
Adaptive Financing Solutions
We offer flexible financing options to fit various property types and investor profiles, ensuring that your unique needs are met.

Designed for Azusa investors

Build wealth through real estate with our Azusa long term rental property loans

Azusa's Real Estate Potential: Ideal for 30-Year Rental and Long-Term DSCR Investor Loans

Azusa, California long term rental property loans

Long-Term Rental Investment Opportunities in Azusa, California

Azusa, nestled in the San Gabriel Valley at the foot of the San Gabriel Mountains, offers a compelling blend of suburban tranquility and urban access. With its proximity to Los Angeles, access to major transit routes, and a strong demand for rental housing, Azusa stands out as a strategic location for real estate investors. Long-term rental loans, particularly DSCR loans, offer an efficient way to finance income-generating properties in this evolving market.

Why Invest in Azusa, California?

1. Proximity to Greater Los Angeles

Azusa is located just 25 miles from downtown Los Angeles and benefits from strong commuter demand. The presence of the Metro Gold Line makes it a desirable location for renters who work in LA but prefer a more suburban lifestyle.

2. Growing Student and Workforce Population

Azusa Pacific University contributes to a stable rental demand, along with a local workforce employed in education, healthcare, and manufacturing. The city's combination of students, faculty, and working professionals creates a diverse and reliable tenant pool.

3. Housing Demand and Limited Inventory

As housing prices in the broader Los Angeles area continue to rise, more renters are looking toward cities like Azusa for affordability and accessibility. Limited new housing supply keeps vacancy rates low and supports strong rental rates.

4. Community Investment and Development

Azusa has seen ongoing investment in infrastructure and community services, including revitalized downtown areas and park improvements. These upgrades enhance the city’s appeal to long-term residents and renters alike.

The Role of Long-Term Rental Loans

DSCR (Debt Service Coverage Ratio) loans focus on the rental income generated by the property rather than the borrower's personal income. For investors in markets like Azusa, this financing method provides flexibility and efficiency when building or expanding a rental portfolio.

Benefits of DSCR Loans for Azusa Investors

  • Qualification is based on the property's income performance
  • 30-year fixed-rate options offer long-term payment stability
  • Cash-out refinancing can help unlock equity for new acquisitions
  • Ideal for scaling with minimal personal income documentation

Why DSCR Loans Make Sense in Azusa

Azusa’s access to major job centers, reliable rental demand, and favorable market fundamentals make it a strong candidate for long-term rental investment. Using a DSCR loan allows investors to focus on properties that produce solid cash flow, while navigating financing with greater ease and flexibility.

About the Longleaf Lending Team

Longleaf Lending is a veteran-owned, direct lending firm with a deep focus on the real estate market. Established in Texas, we bring over two decades of combined experience in real estate, hard money lending, and investment banking.

Funding Experience

Since 2018, we have funded over 600 hard money loans, totaling more than $125 million in loan value.

Expert Leadership

Our leadership includes co-founders Pete Underwood and Matt Weidert, who bring extensive experience from real estate investment, investment banking, and military service.

Commitment to Innovation

We are committed to providing innovative real estate solutions, with a strong focus on integrity and professionalism as a member of the American Association of Private Lenders.

For more about our journey and the dedicated team behind Longleaf Lending, visit our full About Us page.

Long Term Rental Loan Terms

Get the financing you need to build wealth with real estate using our DSCR long-term investor loans.

Long Term Rental Loan
Loan Value:
$75,000-$2,000,000
LTV:
Up to 80% (as is)
Interest Rate:
Starting at 6.6%
Points:
1-3
Term:
30 years
Closing Time:
As fast as 2 weeks
FICO:
660 minimum

Applying does not affect your credit score

Apply for a Rental Loan in 60 Seconds

Begin the funding process by completing our short online form.